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The Geneva Financial Team helps individuals and families reach the American Dream of homeownership every day. For all of us, owning a home is an exciting investment and definitely comes with many benefits, some of which include …
Achieving the American Dream
When you own your own home it provides not only the satisfaction but the reality of purchasing your own home. From the very first day you are able to completely decorate and customize your home to your liking and to your personality. This includes painting walls and replacing flooring, or refreshing a kitchen or bathroom, which could also potentially increase your home’s value.
Your monthly mortgage payments will include both principal and interest, with the principal portion going toward your personal equity in your home. Equity is the actual amount of paid in money at any given time. If you decide to sell your home, the equity you have in your home can turn into profit if the value of your home is more than your remaining loan balance.
Many times your mortgage interest, property taxes and sometimes even closing costs can be tax deductible,* possibly allowing you, as a homeowner, to pay less income tax.
*This does not constitute tax advice. Please be advised to consult a tax advisor regarding your specific situation
Predictable Monthly Housing Costs
As a soon to be homeowner, you will have access to Geneva Financial’s wide range of mortgage options to help you predict your monthly mortgage payments before purchasing your home versus being subject to annual rent increases you can’t necessarily always plan ahead for.
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Feel free to contact us if you have any questions or would like a second option on your existing mortgage.